Services

How We Can Help You

One Size Doesn’t Fit All

Everyone’s finances are different – and every situation has unique considerations.

Our financial planning services combine informed advice with an accounting perspective, allowing us to deliver integrated solutions that cover all the bases.

When you choose Merit, you’re choosing an advisory that sees the whole picture.

Most importantly, you’ll be receiving tailored advice designed specifically for you, which is essential if you have a complicated estate, self-managed super, overseas assets, or any kind of business.

Greater knowledge. More effective financial strategies. A better financial future.

That’s why high net worth South Australians choose Merit Planning SA.

Our Services

Investment

Investment strategies that help you reach your short- and long-term goals.

Our investment strategies are derived from an understanding of your current financial position, your objectives, and your attitude to risk, ensuring that your investment plan is one you’re fully satisfied with.

Insurance

Protect your wealth, your lifestyle, and your business.

Asking yourself the hard ‘what if’ questions is essential for asset security. Find out how our fully researched insurance products balance value for money with peace of mind.

Superannuation

Make your super work as hard as you do.

Whether you’re with a retail/industry super fund or a self-managed super fund (SMSF), understanding super legislation is essential for optimal performance.

Business Succession Planning

Safeguard your business against the unexpected.

We’ll work with you to develop a plan that protects your business from unexpected owner or personnel changes.

Retirement Planning

Make your retirement more than comfortable.

Even if you’re nearing retirement age, a proper retirement strategy can still deliver immense value. We’ll help you plan your financial future so that your retirement is more than just ‘comfortable’.

Estate Planning

Plan for asset distribution, tax minimisation, and estate protection.

Estate planning is much more than just a Will. Tax-efficient wealth distribution, protection from family provision claims, and digital asset access are all key considerations that we’ll address with you.

Government Benefits

Get the benefits you’re entitled to.

When your circumstances change, accessing social security benefits can make a huge difference to your finances. We’ll help you maximise your benefits and get the most out of your existing investments.

Retrenchment and Redundancy

Navigate employment changes more effectively.

Unexpected redundancy or retrenchment puts immense strain on your finances, but a correctly used payout can help you make it through to your next job. Our tax-efficient strategies will help you get the most out of your remuneration package.

Our Financial Planning Process

Financial planning is a big decision, so it’s important to have confidence in your financial adviser.

That’s why your first meeting with us is cost- and obligation-free.  We’ll take 30 minutes to learn about your unique financial situation, completely free of charge, and you can ask us any questions you want.

Delivering Value To Every Client

We guide you towards good financial decisions and help secure your wealth by focusing on the concept of 'respect, protect and reward'.

01

Meeting

After realising that you need specialised advice, you can book a 30-minute free meeting to learn about our services and discuss your financial situation.

02

Goals

We clarify our understanding of your finances and work with you and your accountant to establish clear financial objectives.

03

Solutions

Our financial strategy expertise and strong product knowledge help us source the best solutions for you and your situation.

04

Client Review

We walk you and your accountant through our recommendations to ensure you feel confident making a decision.

05

Implementation

We help you implement our recommended solutions by liaising with other relevant professionals, such as your lawyer and your accountant.

06

Ongoing Services

We look after your finances for an agreed time frame. We’ll always be there to update your options, adjust your plans, and help you consider the impact of new events.

Why Use a Financial Adviser?

Find out how hiring a financial adviser can help you protect and grow your wealth.

Want to know more?

Contact us today and we will be in touch as soon as possible.